Your Guide to Health Plan of Nevada in 2025

The Health Plan of Nevada (HPN) has long been one of the leading insurance providers for residents in the Silver State. In 2025, it continues to evolve—offering enhanced coverage options, access to broader care networks, and digital-first services to meet the modern needs of individuals and families. Whether you’re exploring Nevada Medicaid, Medicare Advantage, or commercial plans through the Affordable Care Act marketplace, HPN offers a variety of solutions tailored to your lifestyle and income.

If you’re wondering if Health Plan of Nevada is your best choice in 2025, this detailed guide walks you through everything—benefits, costs, coverage options, eligibility, how to enroll, and how it compares to competitors.

What is the Health Plan of Nevada?

A Brief History

Established in the 1980s, Health Plan of Nevada began as one of the first Health Maintenance Organizations (HMOs) in the state. Over the years, HPN became synonymous with reliable and affordable healthcare options for Nevadans.

Current Provider Overview

Today, HPN operates under the umbrella of UnitedHealthcare, a major national insurance provider. It continues to serve a diverse range of individuals, including Medicaid beneficiaries, Medicare enrollees, and people who are shopping for insurance on the exchange.

Who Owns the Health Plan of Nevada?

HPN is a wholly owned subsidiary of UnitedHealthcare, which is part of UnitedHealth Group—one of the largest healthcare and insurance companies in the United States. This partnership allows HPN to provide local-focused care while benefiting from national-level innovation, funding, and network expansion.

Is the Health Plan of Nevada the Same as UnitedHealthcare?

Not exactly. While Health Plan of Nevada is operated by UnitedHealthcare, it remains a separate brand designed specifically for the Nevada market. This means plans, networks, and offerings are customized for local healthcare systems and regulatory requirements. Think of it as a localized version of a broader service.

Key Features and Benefits of the Health Plan of Nevada

In 2025, HPN stands out due to its member-centric approach, offering a blend of affordability, access, and innovation.

Preventive Care and Wellness Programs

• Annual physicals and screenings

• Immunizations

• Weight management programs

• Smoking cessation support

Chronic Disease Management

• Diabetes management programs

• Asthma care coordination

• Cardiovascular health monitoring

Behavioral and Mental Health Services

• Teletherapy

• In-person counseling

• Substance abuse treatment

• 24/7 crisis support lines

Nevada Medicaid and the Health Plan of Nevada

What’s Covered Under Medicaid?

HPN administers Nevada Medicaid plans, which include:

• Primary and specialty care

• Hospital services

• Maternity and newborn care

• Pediatric dental and vision

Who is Eligible?

To qualify for Medicaid with HPN in 2025, you must meet certain income requirements based on your household size and status (e.g., pregnant women, children, low-income adults, disabled individuals).

Marketplace Plans and Commercial Options

If you’re not eligible for Medicaid or Medicare, Health Plan of Nevada (HPN) offers Affordable Care Act (ACA) plans through the Nevada Health Link. These plans are available in three main tiers—Bronze, Silver, and Gold—each designed to meet different healthcare and budget needs.

Bronze Plan

• Premium: Low

• Deductible: High

• Best For: Young and healthy individuals who don’t expect to need frequent care

Silver Plan

• Premium: Moderate

• Deductible: Moderate

• Best For: Families and individuals with moderate incomes who want a balance between monthly cost and coverage

Gold Plan

• Premium: High

• Deductible: Low

• Best For: Those who need frequent medical care or have ongoing health concerns

💡 Tip: You may qualify for subsidies or cost-sharing reductions depending on your income, making these plans even more affordable.

Medicare Advantage Through the Health Plan of Nevada

What Seniors Need to Know in 2025

HPN provides robust Medicare Advantage (Part C) plans for seniors aged 65 and older. These plans often include:

• $0 premium options

• Prescription drug coverage (Part D)

• Dental, vision, and hearing services

• Fitness programs like SilverSneakers

Provider Network and Access to Care

Finding In-Network Doctors and Specialists

In 2025, the HPN network includes:

• Over 5,000 physicians and healthcare providers

• Major hospitals like Sunrise Hospital and Medical Center

• Specialists across all major medical disciplines

HPN’s online provider directory makes it easy to find in-network care, ensuring lower out-of-pocket expenses.

Telehealth and Digital Services in 2025

24/7 Virtual Visits

Members can access doctors anytime via:

• Video visits

• Chat consultations

• Prescription renewals

Mobile App Features

The HPN app allows you to:

• Schedule appointments

• Check claims

• View ID cards

• Monitor benefits usage

Enrollment Process: How to Apply for the Health Plan of Nevada

Open Enrollment Period

For ACA and commercial plans:

• Starts: November 1, 2024

• Ends: January 15, 2025

Special Enrollment Qualifications

You may qualify for special enrollment if you:

• Lose other health coverage

• Have a baby

• Get married or divorced

• Move to a new area

Visit Nevada Health Link for updates and enrollment help.

Customer Support and Member Resources

Online Portals and Assistance

Members can:

• Access their personalized health dashboard

• Find FAQs and help articles

• Contact support via chat, phone, or secure messaging

HPN also offers bilingual assistance for Spanish-speaking members.

Cost Breakdown: What You’ll Pay in 2025

Premiums, Deductibles, and Copayments

Health insurance costs vary based on the plan tier you choose. Here’s a general look at what you might expect to pay in 2025:

• Bronze Plan:

  • Average monthly premium: $215

  • Deductible: $7,000

  • Copays: $35 for a primary care visit, $85 for a specialist

• Silver Plan:

  • Average monthly premium: $325

  • Deductible: $4,000

  • Copays: $25 for primary care, $65 for specialists

• Gold Plan:

  • Average monthly premium: $430

  • Deductible: $1,500

  • Copays: $15 for primary care, $40 for specialists

Note: These numbers can vary based on factors like age, location, and whether you qualify for subsidies through the Health Insurance Marketplace.

Comparing the Health Plan of Nevada to Other Insurance Options

HPN vs Nevada State Health Exchange Plans

• Local focus and robust provider networks

• Offers more preventive care perks

• Often, lower premiums for low-income families

HPN vs National Insurance Providers

• Greater regional support

• More familiar with local healthcare systems

• It can be more affordable due to tailored plans

Common Questions About the Health Plan of Nevada

FAQs

What kind of insurance is the Health Plan of Nevada?

HPN is a managed care organization offering Medicaid, Medicare Advantage, and commercial insurance plans.

Is the Health Plan of Nevada the same as UnitedHealthcare?

Not exactly. It’s owned by UnitedHealthcare but functions as a localized brand with customized plans for Nevada.

Does Nevada have a state health plan?

Yes, Nevada offers state-based insurance through Nevada Health Link, and HPN is one of the participating providers.

What is the new name for the Health Plan of Nevada?

As of 2025, it is still branded as the Health Plan of Nevada under UnitedHealthcare.

How do I enroll in HPN?

You can enroll through Nevada Health Link, Medicaid offices, or directly through HPN’s website during open or special enrollment periods.

Does HPN cover dental and vision?

Yes, many plans—especially Medicaid and Medicare Advantage—include dental and vision coverage.

Final Thoughts: Should You Choose the Health Plan of Nevada in 2025?

If you’re a Nevada resident seeking reliable, affordable, and comprehensive healthcare coverage in 2025, the Health Plan of Nevada is an excellent option to consider. Its backing by UnitedHealthcare ensures broad support, while its localized services provide tailored care for diverse populations—from families and seniors to low-income individuals and young professionals.

With upgraded telehealth, diverse plan offerings, and affordable costs, HPN remains one of the most trusted names in Nevada healthcare.

One minute is all it takes—get your no-obligation health quote at NewHealthInsurance.com or call 📞 (833) 877-9927!