Stay on Parents’ Insurance Until 30: Avoid Gaps in Your Healthcare Coverage
Many young adults wonder whether they can stay on parents' insurance until 30. While 26 is the legal cutoff set by federal law, the reality in 2025 may be more
Essential Insurance for College Students: A Complete Guide
College life in 2025 is fast-paced, challenging, and increasingly expensive. For most students, managing tuition, rent, books, and personal expenses can be overwhelming. However, one area students often overlook is
Gap Health Insurance: How It Fills Coverage Gaps You Didn’t Expect
Gap health insurance is a specialized supplemental insurance policy designed to “fill in the gaps” left by high-deductible major medical insurance plans. In an era of rising healthcare costs, especially
Is Medical Gap Insurance Worth It or Just a Waste of Money?
Medical gap insurance is a supplemental health plan designed to cover out-of-pocket costs not paid by your primary health insurance. These include deductibles, copayments, and coinsurance. With the rise of
Healthcare Gap Insurance: Smart Coverage for High Deductibles
Healthcare gap insurance, also known as supplemental or bridge insurance, is designed to cover the "gap" between what your primary health insurance pays and what you owe out-of-pocket. These gaps
HSA Max 2025 Update: Plan Ahead and Maximize Your Benefits
Health Savings Accounts (HSAs) have become a popular tool for saving on healthcare costs, offering tax advantages that benefit individuals and families. As we approach 2025, understanding the new HSA
2025 HSA Limits: Everything You Need to Know About Contribution Changes
As the year 2025 approaches, it's crucial for individuals with Health Savings Accounts (HSAs) to understand the updated contribution limits, spending account regulations, and deductible requirements that will impact their
ICHRA Explained: A Smarter Way to Offer Health Coverage
In recent years, the healthcare landscape has been evolving with flexible, employee-driven options for health insurance. One of the most prominent changes in 2025 is the growth and adoption of
Can You Switch Health Insurance at Any Time? What to Expect in 2025
Health insurance is a critical part of financial and medical stability. But life changes—jobs, income, families—and so do our insurance needs. One common question in 2025 is: Can you
