Colleen Hartwell
Colleen Hartwell writes for NewHealthInsurance.com, helping readers make sense of the health insurance marketplace, from ACA plans and Medicare options to short-term coverage and state-specific rules. She focuses on breaking down complex topics like open enrollment, subsidies, and plan comparisons into clear, actionable guidance. With a background in consumer health advocacy and years of experience researching insurance regulations across all 50 states, she brings a practical, no-nonsense perspective to every article. Her goal is to give you the tools and confidence to find affordable coverage that fits your life.
Articles by Colleen Hartwell

Jul 26, 2026 · Alabama Health Insurance, Private Health Insurance Costs
Private Health Insurance Prices in Alabama: What to Expect
Get affordable private health insurance in Alabama with expert help. Call (833) 864-8035 for free quotes and enrollment assistance.

Oct 2, 2025 · Blue Cross Blue Shield Health Insurance, Health Insurance
BCBSM Health Insurance Plans Made Simple & Affordable Compare BCBSM Health Insurance Plans for 2025 Coverage
BCBSM health insurance plans offer a range of options for individuals and families in Michigan, ensuring access to essential healthcare services. Understanding these plans is vital for making informed decisions about health coverage that best fits your needs.

Jun 16, 2026 · ACA Marketplace Guidance, Affordable Care Act Resources
Health Insurance Options for the Unemployed in the USA
Find affordable health insurance options for the unemployed in the USA. Call (833) 864-8035 for expert help comparing ACA plans and subsidies.

Jul 20, 2026 · ACA Marketplace Guidance, Health Insurance Navigation
Low Cost Private Health Insurance Nebraska: 2026 Plans
Find low cost private health insurance Nebraska plans starting under $100/month after subsidies. Compare carriers and enroll today. Call us at (833) 864-8035 for expert help.

Sep 3, 2025 · Cheap Medical Insurance, Georgia Health Insurance
Affordable Medical Insurance in Georgia: Coverage Within Reach
Affordable medical insurance in Georgia is crucial for residents seeking accessible healthcare. This article explores various insurance options, key features, and practical steps to help you find affordable medical insurance in Georgia that meets your needs.

Jun 14, 2026 · ACA and Tax Credits, ACA Marketplace Guidance
Income Increased? Can You Still Qualify for Subsidies
Find out if you can still qualify for health insurance subsidies after a raise or promotion. Call us at (833) 864-8035 for personalized help.

Jun 18, 2026 · ACA Consumer Protections, ACA Marketplace Guide
Switch Insurance Without Penalty in the USA: Key Rules
Learn how to switch insurance without penalty in the USA. Understand qualifying life events, state rules, and avoid gaps. Call (833) 864-8035 for expert help.

Feb 25, 2026 · ACA and Tax Credits, COBRA and Unemployment Coverage
Can You Cancel Employer Health Insurance Anytime? The Rules
Understand the strict rules for canceling employer health insurance to avoid coverage gaps. Call (833) 864-8035 for expert guidance on your options.

Dec 11, 2025 · Health Insurance, Health Insurance in Ohio
Best Health Insurance in Ohio: Affordable Coverage Options
Navigate Ohio’s health insurance market to find a plan that balances cost, coverage, and your preferred doctors. Learn how to evaluate top carriers and use state-specific programs for optimal value.

Oct 1, 2026 · Health Insurance Navigation, Patient Advocacy and Appeals
Strategies to Reduce Out of Pocket Healthcare Costs
Strategies to reduce out of pocket healthcare costs can save you thousands. Call 8338648035 for expert guidance on lowering your medical bills.

Oct 10, 2026 · Health Insurance Referrals, Understanding Health Insurance Plans
When Do You Need a Referral for Health Insurance?
Knowing when you need a referral for health insurance prevents surprise bills. Call 8338648035 for help choosing a plan that fits your care needs.

Oct 11, 2026 · Health insurance after divorce, Special enrollment periods
Health Insurance After Divorce: Special Enrollment Options
Divorce opens a 60-day special enrollment window for health coverage. Compare ACA plans and subsidies fast. Call 8338648035 for expert help.

Aug 27, 2026 · Small Business Health Insurance, ACA Marketplace Guidance
How to Choose Health Insurance for Small Business Employees
Learn how to choose affordable health insurance for small business employees, including plan types, cost-saving tips, and tax credits.

Oct 15, 2026 · ACA Marketplace Guidance, Health Insurance Navigation
Health Insurance When Married Filing Jointly: One Spouse Covered
Married filing jointly with one spouse covered? Compare plans and subsidies. Call (833)-864-8035 for expert enrollment help.

Sep 7, 2026 · Health Insurance Navigation, ACA Marketplace Guidance
Short Term Insurance Worth It? Pros, Cons, and Costs
Short term insurance can save money during a coverage gap, but only if you understand its exclusions. Find out if it is worth it for your health needs.

Sep 6, 2026 · Health Savings Accounts, Flexible Spending Accounts
HSA vs FSA: Differences Explained for Smart Savers
Understand the key differences between HSAs and FSAs, including eligibility, tax benefits, and rollover rules, to choose the right savings account for your health care needs.

Aug 28, 2026 · Medicare Part D Plans, Prescription Drug Coverage
Medicare Part D Plans 2027: Cut Drug Costs Now
Medicare Part D drug coverage plans 2027 bring a $2,000 out-of-pocket cap, eliminating the donut hole and simplifying your prescription costs.