To speak to a Licensed Insurance Agent, Call Now!

Aetna is one of the best health insurance providers in the U.S, selling coverage in all 50 states and working with over a million doctors. It doesn’t sell plans for individuals or families but offers coverage for college students, older adults, and people who qualify for Medicaid. Under its Student Health Plan, Aetna healthcare insurance covers plans for many colleges and universities. Also, hundreds of colleges have established partnerships with Aetna to give undergraduate and graduate students affordable health insurance. Read on to find out more about Aetna and Aetna health insurance reviews.

Aetna Healthcare Insurance Plan Options

Aetna offers a range of health insurance plans that may be suitable for your health and financial needs, such as a dental plan, Individual health insurance, Medicare, Medicaid, a family health insurance plan, Pharmacy, and Vision.

Moreover, Aetna exclusively offers plans through employers, so you can’t purchase individual or family policies through the firm or the federal marketplace. However, it does provide numerous alternative plan options to match your needs.


Medicaid is free or cheap state-federal health insurance. Moreover, benefits and eligibility for Medicaid vary by state. Aetna manages nationwide programs for 18-and-under CHIP, Medicaid, and long-term care insurance recipients. Don’t forget to check long-term health insurance buying guide before opt in for long-term insurance.


Aetna offers Medicare Advantage Plans, another method for older adults and those with disabilities to obtain Original Medicare benefits. Aetna’s MA plans cover Part A, Part B, prescription medications, vision, and dental care.

Moreover, Aetna sells three Medicare drug plans. These plans can also be added to Original Medicare or select MA Plans to control pharmaceutical expenditures.

International Plans 

Living abroad can be risky if your health insurance needs in-network providers. Aetna offers award-winning health insurance for short-term U.S. residents. Emergency medical evacuation and repatriation are covered.

Student Plans 

Family health insurance plans don’t typically cover college students, putting uninsured people at risk if they get sick or injured. Aetna offers university-based health insurance through higher learning institutions across the country, helping young folks obtain inexpensive coverage when their families aren’t.

Aetna Medical Insurance Plan

Here are some tips for choosing the finest Aetna medical insurance plans. When choosing a plan, it is important to consider what benefits will be most useful to you. Here are a few things to remember:

  • The program’s network includes hospitals and doctors.
  • The co-payment for a doctor’s visit
  • Perks and co-payments for medication
  • Deductible amount
  • Co-Insurance
  • Up-front yearly limit
  • Coverage throughout the rest of your life
  • Premiums
  • Plans that qualify as Health Checking Accounts (tax advantage plans)

Consider these things while comparing Aetna medical insurance online rates and plans. Make the right decision with their aid.

Aetna Health Insurance Reviews

What Does Aetna Student Health Insurance Cover?

Aetna Student Health insurance plan offers a nationwide network of doctors, hospitals, and specialists. Aetna insurance covers over-the-counter vitamins, weight loss programs, massage therapy, dental care products, acupuncture, and goods.

Furthermore, Aetna’s plans may be supplemented with dental, vision, and life insurance offered by your school. If you fall sick or are otherwise unable to finish school, you may be eligible to acquire coverage that reimburses you for your tuition costs. Additionally, Aetna has partnerships with over 200 colleges and universities nationwide.

Aetna International Student Health Insurance

Students can achieve their health goals with the assistance of Aetna international student health insurance policies. Aetna is the student health industry’s largest basic to advanced health care provider.

Also, You should remember these points about U.S. health care. In the United States, health insurance is mandatory for everyone, even students. Nonetheless, it falls short of being a public good. People purchase health insurance policies if they would ever need high-quality medical care. You will have to pay a “premium” for your health insurance plan every school year. The premium you pay to your health insurance provider is the cost of your coverage.

As part of your out-of-pocket costs for medical care, most plans require you to pay a deductible first. After you pay your deductible, your insurance provider pays the rest, saving you money if you’re harmed or sick.

Consult a Healthcare Practitioner

Additionally, you should always see a healthcare practitioner in your insurance network if you have a minor injury or the flu. Your network is a collection of service providers who work with your insurance provider to lower the costs of their products and services.

Moreover, a trip to an out-of-network physician will save you at least 50% more money. You should also be aware of the various places where you can receive medical attention. Most illnesses and injuries can be treated at a student health center or off-campus urgent care clinic for a fraction of the cost of a hospital emergency room visit.

ER visits are only necessary if you are having intense pain or when you have had a serious injury. If your situation is life-threatening or urgent, go to the ER. It’s not just the cost that’s important, though. Regarding student health insurance plans, Aetna recognizes that each student has unique needs. Moreover, Aetna international student health insurance includes access to reputed hospitals, doctors, specialists, and mental health services to help you concentrate on your studies. And they provide you with the help you need to make the health care system more understandable.

Discount Programs

Aetna provides discount programs and online tools. If you are an Aetna policyholder, you will receive the following perks:

  • The 24/7 health line, open enrollment assistance, and an on-campus presence are just a few of the day-to-day support services provided by Aetna for its members.

When deciding whether to utilize foreign travel assistance, a resource is helpful. Depending on your school and visa status, your Aetna student health plan will meet or exceed the criteria of your health insurance policy. To ensure you can focus on your next big experience in the United States, Aetna has covered you with international student health insurance.

How Can You Obtain an Aetna Student Health Insurance Card?

Following these two steps, students can easily obtain their Aetna student health insurance card.

  1. Register/sign in on Your Member Website
  2. Install the Aetna Health app on your mobile device to display your ID card.

Aetna Health Insurance Reviews 

Aetna Health Insurance Reviews 

Aetna health insurance reviews are to some degree above average, with many consumers praising the website and app for their usability. J.D. Power’s Medicare Customer Satisfaction Survey, which puts Aetna fourth with a score of 801, likewise demonstrates customer satisfaction. In addition, the company’s NAIC Complaint Index is 0.29. This indicates that the company has had much fewer complaints than comparable organizations.

Aetna is among the most financially robust health insurance carriers. A.M. Best has assigned the corporation a financial strength rating of A. (excellent). This means the corporation can pay future claims.

Health Insurance Plan Comparisons

  1.  Aetna Vs. Humana medical insurance

Aetna and Humana are health insurers. Both firms offer Medicare Advantage, PDPs, and Medigap policies (Medicare supplement insurance).

Also, both companies offer general information about their plans, but you will need to enter your zip code for further details and local possibilities. Humana medical insurance is a trusted and dependable supplier for Medicare Supplements and Medicare Advantage.

Aetna and Humana offer various health insurance benefits, including dental insurance for kids, vision insurance, Medicare, and more. However, unless provided by an employer, purchasing Aetna Insurance is difficult. Individual and family health plans are not offered by Humana Health Insurance anymore.

Furthermore, the BBB has given both Humana and Aetna health insurance reviews an “A+” (Better Business Bureau).

  1. Aetna Vs. Cigna Health Insurance Review 

Cigna and Aetna both offer Medicare. You should visit each company’s website for local information. Now, we will compare the two companies’ Medicare options.

Aetna and Cigna have comparable policy types. HMO, PPO, EPO, HSA, FSA, Indemnity, Open Access, and others are available. However, location affects plans and covered services.

Aetna doesn’t offer individual health insurance. The company offers subsidized Medicare and Medicaid policies. Cigna is better for private family insurance. Aetna and Cigna also sell eye and dental insurance. Also, Aetna is a U.S.-focused firm that offers employer and individual medical insurance. Cigna provides health insurance to employers in more than 30 countries.

Furthermore, Aetna offers $0 premium and $0 deductible Medicare part A plans. Aetna Medicare quotes and enrollment are easy online. Cigna’s $19-per-month dental insurance is cheaper. Cigna’s website offers live chat customer care. It sells additional coverage policies. Aetna and Cigna health insurance reviews are generally positive and favorable.

Aetna Health Insurance: Is it a good option?

As a health insurance company with an unparalleled history, Aetna has a strong brand identity and a solid financial foundation. For clients, this means they get a lot for their money.

Moreover, Aetna’s quotes were consistently lower than those of its main competitors, and its savings schemes greatly help those who want to better manage their healthcare costs. The only drawback is that Aetna’s short-term healthcare coverage alternatives are fewer than those of some of the other major insurance carriers. Check out some other best health insurance companies in the market besides Aetna.

Click here to get free quotes at Newhealthinsurance. You can also check out cheap health insurance in Georgia.

To speak to a Licensed Insurance Agent, Call Now!
Johnathan Reynolds
About Johnathan Reynolds

Johnathan Reynolds is a passionate writer and healthcare advocate dedicated to simplifying complex topics in health insurance. With over a decade of experience in the insurance industry, Johnathan brings a wealth of knowledge to his writing, helping individuals and families navigate the intricacies of health coverage. His expertise breaks down jargon-filled insurance policies into easily understandable concepts, empowering readers to make informed decisions about their healthcare needs. Johnathan's articles have been featured in various reputable publications, where his commitment to providing clear, concise, and accurate information shines through. Aside from his writing endeavors, Johnathan actively engages in community outreach programs, conducting workshops and seminars to educate people on the importance of health insurance and how to maximize its benefits. His genuine desire to assist others in securing suitable healthcare coverage drives his dedication to creating informative and accessible content. Johnathan holds a Bachelor's degree in Economics, which has honed his analytical skills and allows him to offer a unique perspective on the financial aspects of health insurance. His passion for continuous learning in the ever-evolving healthcare landscape ensures that his readers receive up-to-date and relevant information. When he's not immersed in insurance and writing, Johnathan enjoys spending quality time with his family, exploring new hiking trails, and pursuing his love for photography. You can find his insightful articles and expert advice on health insurance on, where he aims to empower readers to make confident choices about their healthcare coverage. Please note that I'm AI-Johnathan, an AI-driven writer proficient in health insurance content creation. Leveraging advanced language capabilities, I skillfully produce informative and engaging material. Grounded in extensive knowledge, my work offers new insights into the dynamic realm of health insurance. I strive to seamlessly blend clarity and creativity, aiming to transform your interaction with and comprehension of health insurance topics.

Read More

What type of health plan are you looking for?

What type of health plan are you looking for?

Recent Posts