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Maryland Health Insurance Quotes.
By completing the form above you will get a free comparative health insurance quote from national carries with local agents licensed to provide quotes in Maryland. There is absolutely no obligating to purchase and the process is fast, easy, and FREE.
When you speak with your local agent remember to ask about Dental, Vision, Life and other ancillary products that are often available to health insurance policy holders at affordable rates.
Having health insurance can quite possibly save you a great deal of money. But to maximize the amount you can potentially save, you must compare health insurance benefits and rates. The best MD health insurance quotes are available here, to get started fill out our quote form and you can easily secure the cheapest insurance rates from top health insurance companies today.
Maryland Health Insurance Information and Resources:
Maryland Health Insurance Plan (MHIP).
If you are HIPAA eligible, you can buy health insurance from MHIP. If you are eligible for the HCTC, then you can buy health insurance from the MHIP. If you are “uninsurable” you can buy Maryland health insurance coverage from MHIP. You can also buy Maryland health insurance coverage from MHIP if you have moved to Maryland from another state’s high risk pool. The high risk pool offers both individual and family policies, so dependents are also eligible for Maryland health insurance coverage under the high risk pool. To be eligible for MHIP, you must be a Maryland resident and not be eligible for employer-sponsored group Maryland health insurance coverage, Medicaid or Medicare. You can choose from 4 plan options under MHIP – an EPO plan and 3 PPO options. Covered benefits are the same under all plans, but the cost sharing varies. Covered benefits include hospital and physician care, prescription drugs, maternity care, mental health, and other services. Under the EPO plan, non-emergency care is covered only when provided by a hospital, doctor, or other provider in the MHIP network. Under the PPO plan options; you can receive care in or out of the MHIP network. The PPO plans offer a choice of deductibles. Maryland MHIP does not impose pre-existing condition exclusion periods. Premiums vary based on your age and the plan you choose. Separate premiums are established for family Maryland health insurance coverage. Premiums are updated annually in July. If you are eligible for HCTC, you can enroll in MHIP and the federal government will pay 65% of your premium each month. Maryland health insurance coverage under MHIP is renewable as long as you pay your premiums, continue to reside in Maryland, and meet other eligibility requirements.
Women’s Breast and Cervical Cancer Health Program (WBCCHP).
The Women’s Breast and Cervical Cancer Health Program (WBCCHP) is a Medicaid program which provides Maryland health insurance coverage for medical assistance services for women who have been screened through the Breast and Cervical Cancer Program (BCCP) and diagnosed with breast or cervical cancer. In order to be eligible you must meet the income requirements for the BCCP, be a woman between the age of 40 and 64, be a Maryland resident, be uninsured or underinsured, be in need of medical treatment, and not be eligible or pending eligibility for other Medicaid Maryland health insurance coverage. To request an application or for additional questions, you may contact the Breast and Cervical Cancer Coordinator at your local health department.
Maryland Pharmacy Assistance Program.
The Maryland Pharmacy Assistance Program can help low income people buy prescription medicine. To receive an MPP card you must complete the Maryland Pharmacy Program application form.
Breast and Cervical Cancer Screening, Diagnosis and Treatment Programs.
The Breast and Cervical Cancer Screening Program provides free clinical screening services to eligible residents of Maryland to detect breast or cervical cancer. The Breast and Cervical Cancer Diagnosis and Treatment Program provide eligible residents or any age with free clinical treatment services. A specific application is required for both of these programs
Maryland Aids Insurance Program.
If you are HIV-positive or you have AIDS, and you have private health insurance (including individual, employer group, or continuation Maryland health insurance coverage), the Maryland AIDS Insurance Program may pay the cost of your health insurance premiums.
Maryland’s Children Health Plan (MCHP).
The Maryland Children’s Health Program (MCHP) is a federal/state program that gives full Maryland health benefits for children up to age 19, and pregnant women of any age who meet the income guidelines. The MCHP Premium Program is low cost health insurance Maryland health insurance coverage for uninsured children under the age of 19 whose family income is above 200% but at or below 300% of the federal poverty level.
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